{"id":35,"date":"2024-01-05T11:23:35","date_gmt":"2024-01-05T16:23:35","guid":{"rendered":"https:\/\/www.xroadsanimalhospital.com\/blog\/?p=35"},"modified":"2025-02-10T13:58:29","modified_gmt":"2025-02-10T18:58:29","slug":"pet-wellness-care-do-i-need-pet-insurance","status":"publish","type":"post","link":"https:\/\/www.xroadsanimalhospital.com\/blog\/pet-wellness-care-do-i-need-pet-insurance\/","title":{"rendered":"Pet Wellness Care: Do I Need Pet Insurance\u00a0"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1311\" src=\"https:\/\/www.xroadsanimalhospital.com\/blog\/wp-content\/uploads\/2024\/02\/iStock-1320621965-1-2000x1311.jpg\" alt=\"Cat in carrier at crossroads animal hospital c\\Charlotteville, Va.\" class=\"wp-image-36\" srcset=\"https:\/\/www.xroadsanimalhospital.com\/blog\/wp-content\/uploads\/2024\/02\/iStock-1320621965-1-2000x1311.jpg 2000w, https:\/\/www.xroadsanimalhospital.com\/blog\/wp-content\/uploads\/2024\/02\/iStock-1320621965-1-1500x983.jpg 1500w, https:\/\/www.xroadsanimalhospital.com\/blog\/wp-content\/uploads\/2024\/02\/iStock-1320621965-1-768x503.jpg 768w, https:\/\/www.xroadsanimalhospital.com\/blog\/wp-content\/uploads\/2024\/02\/iStock-1320621965-1-1536x1007.jpg 1536w, https:\/\/www.xroadsanimalhospital.com\/blog\/wp-content\/uploads\/2024\/02\/iStock-1320621965-1-2048x1342.jpg 2048w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><\/figure>\n<\/div>\n\n\n<p>So you\u2019ve brought home a new puppy or kitty. Congratulations! Or maybe the four-legged friend you\u2019ve loved for a long time is getting on in years. Either way, you\u2019re wondering if you should invest in pet insurance.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>All sorts of questions might be swirling in your head. What does pet insurance pay for? Is dental care for pets covered? What about pet wellness care?&nbsp;<\/p>\n\n\n\n<p>The team at <a href=\"https:\/\/xroadsanimalhospital.com\/\">Crossroads Animal Hospital<\/a> is here to answer your questions. Let\u2019s get started!&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Is Covered?&nbsp;<\/h2>\n\n\n\n<p>Pet insurance can cover almost anything you want it to, but the more coverage you get, the more expensive your monthly premium will be.&nbsp;<\/p>\n\n\n\n<p><strong>A typical insurance plan with no add-ons will cover:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accidents<\/li>\n\n\n\n<li>Dental emergencies<\/li>\n\n\n\n<li>Illnesses, including cancer<\/li>\n\n\n\n<li>Emergency surgery<\/li>\n\n\n\n<li>Diagnostic testing<\/li>\n\n\n\n<li>Specialist care<\/li>\n<\/ul>\n\n\n\n<p>Keep in mind that these plans usually top out at $5,000, $10,000, or $15,000, depending on how much of a premium you want to pay each month.&nbsp;<\/p>\n\n\n\n<p>Most plans don\u2019t cover <a href=\"https:\/\/xroadsanimalhospital.com\/blog\/want-your-pet-to-live-longer\/\">pet wellness care<\/a>, but some offer perks if you <em>do <\/em>take your pet in for wellness care. Pumpkin, for example, refunds you for a handful of preventive services each year\u2014as long as you pay an extra monthly fee. Other popular choices, like<a href=\"https:\/\/www.trupanion.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"> Trupanion<\/a>, do not offer any assistance with wellness care.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Should I Get Insurance?<\/h3>\n\n\n\n<p>Pet insurance is a great way to minimize the impact of unforeseen vet bills. Emergency surgeries cost a lot more than routine wellness care, for instance. If you have financial assistance for surgery\u2014in the form of pet insurance\u2014you won\u2019t need to break the bank when Fido experiences a medical crisis.&nbsp;<\/p>\n\n\n\n<p>And while most plans don\u2019t cover preventive dental care for pets, many cover dental emergencies.&nbsp;<\/p>\n\n\n\n<p>So if you\u2019re looking for tips on how to get help paying for surgery, pet insurance is key. But you have to have insurance <em>before<\/em> the crisis unfolds. If you\u2019ve been putting off exploring pet insurance options, now\u2019s the time to dive back in.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pet Wellness Care in Crossroads, Virginia&nbsp;<\/h3>\n\n\n\n<p>While you\u2019re researching the best pet insurance plan for your four-legged friend, make sure you\u2019re taking care of preventive care too. <a href=\"https:\/\/www.xroadsanimalhospital.com\/resources\/payment-options.html\">Our caring veterinary team offers wellness services for dogs and cats of all ages.\u00a0<\/a><\/p>\n\n\n\n<p>When your pet needs care for an illness or injury, our team is here for you. We work directly with several pet insurance companies, including Trupanion and Pet Plan, which allows us to submit invoices on your behalf.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/xroadsanimalhospital.com\/contact\/\">Reach out to our team today<\/a> to learn more about how we can help!&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>So you\u2019ve brought home a new puppy or kitty. Congratulations! Or maybe the four-legged friend you\u2019ve loved for a long time is getting on in years. Either way, you\u2019re wondering if you should invest in pet insurance.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n","protected":false},"author":1,"featured_media":36,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,5,10,13],"tags":[22,24,23,27,26,25],"class_list":["post-35","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cat-kitten-care","category-dog-puppy-care","category-pet-safety-and-emergencies","category-pet-wellness-preventive-care","tag-dental-care-for-pets","tag-financial-assistance-for-pet-surgery","tag-how-to-get-help-paying-for-pet-surgery","tag-pet-wellness-care-in-crossroads-virginia","tag-pumpkin-pet-insurance","tag-true-companion-pet-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pet Wellness Care: Do I Need Pet Insurance\u00a0 | 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