Cat in carrier at crossroads animal hospital c\Charlotteville, Va.

So you’ve brought home a new puppy or kitty. Congratulations! Or maybe the four-legged friend you’ve loved for a long time is getting on in years. Either way, you’re wondering if you should invest in pet insurance.      

All sorts of questions might be swirling in your head. What does pet insurance pay for? Is dental care for pets covered? What about pet wellness care? 

The team at Crossroads Animal Hospital is here to answer your questions. Let’s get started! 

What Does Pet Insurance Cover? 

Pet insurance can cover almost anything you want it to, but the more coverage you get, the more expensive your monthly premium will be. 

A typical pet insurance plan with no add-ons will cover:

  • Accidents
  • Dental emergencies
  • Illnesses, including cancer
  • Emergency surgery
  • Diagnostic testing
  • Specialist care

Keep in mind that these plans usually top out at $5,000, $10,000, or $15,000, depending on how much of a premium you want to pay each month. 

Most pet insurance plans don’t cover pet wellness care, but some offer perks if you do take your pet in for wellness care. Pumpkin pet insurance, for example, refunds you for a handful of preventive services each year—as long as you pay an extra monthly fee. Other popular choices, like Trupanion pet insurance, do not offer any assistance with wellness care.

Should I Get Pet Insurance?

Pet insurance is a great way to minimize the impact of unforeseen vet bills. Emergency surgeries cost a lot more than routine wellness care, for instance. If you have financial assistance for pet surgery—in the form of pet insurance—you won’t need to break the bank when Fido experiences a medical crisis. 

And while most pet insurance plans don’t cover preventive dental care for pets, many cover dental emergencies. 

So if you’re looking for tips on how to get help paying for pet surgery, pet insurance is key. But you have to have insurance before the crisis unfolds. If you’ve been putting off exploring pet insurance options, now’s the time to dive back in. 

Pet Wellness Care in Crossroads, Virginia 

While you’re researching the best pet insurance plan for your four-legged friend, make sure you’re taking care of preventive care too. Our caring veterinary team offers wellness services for dogs and cats of all ages. 

When your pet needs care for an illness or injury, our team is here for you. We work directly with several pet insurance companies, including Trupanion and Pet Plan, which allows us to submit invoices on your behalf. 

Reach out to our team today to learn more about how we can help!